Lauda Financial
Easy Button  |  an app from Lauda

The decision you keep putting off.

Which health plan, and how much to put in your HSA. Two questions most people answer by not answering them. Easy Button asks you a few plain ones and does the math, in about 90 seconds.

In beta with Lauda partner employers. Already have a link from your employer?
Easy Button
The whole idea

The default isn’t always wrong. It’s just rarely checked.

Every year the packet arrives, the plans blur together, and most people re-enroll in whatever they had. Easy Button doesn’t hand you a comparison chart. It asks you a handful of questions a friend would ask, and tells you what the math says.

No jargon. Nothing to look up first.

Question 2 of 6

This one is easy. Whose medical bills are we covering?

Just me
One person on the plan.
My family
More people. More saving required. :)

A real question from the tool. All six are this plain.

Where it starts

Two decisions. Both worth about an hour of your year.

They’re the two that compound quietly, and the two nobody walks you through. Easy Button takes them one at a time.

01Choosing a plan

Is the high-deductible plan actually cheaper for you?

Usually the sticker price says one thing and the true cost says another, because the HSA that comes with it changes the math. Easy Button runs your real numbers and tells you which plan wins, and by how much.

02Funding your HSA

How much should actually go in this year?

Max it out is easy advice and often wrong advice. The right number depends on what your care actually costs and what else your budget is carrying. Easy Button weighs both and gives you a figure.

Ask

Six questions. No homework.

You don’t need your plan documents, your last year of claims, or a definition of “coinsurance.” Easy Button asks what a friend would ask and fills in the rest.

Easy Button wizard question
Easy Button true cost comparison
Math

Your plans. Your numbers. Side by side.

Not a generic calculator. The actual options on your employer’s menu, run against the care you actually expect. Premiums, deductible, the tax break, the employer contribution. One true cost per plan.

Answer

A recommendation, in a sentence.

Which plan, how much to contribute, and what it’s worth to you, stated plainly, with the reasoning underneath if you want it. Then you close the tab and go enroll.

Easy Button recommendation

Ninety seconds, once a year.

And if it turns out your plan and your contribution are already right, it’ll tell you that, then point at whatever’s costing you more.

Free through participating employers. In beta.