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Better insurance for your employees.
Cheaper for you.

We run the employee side of the switch — presentations, tools, plain answers.

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Your savings

What this is worth at your company.

Employees100
Conversion to HSA20%
On family plans40%
Projected annual savings
$86,400
8family switches · $7,200/yr each
12single switches · $2,400/yr each

Assumes $200/mo per single switch · $600/mo per family switch.

You offer the plan that saves everyone money.
Hardly anyone picks it.

Why?

So you explain harder.

out-of-pocket maximumembedded deductibleQHDHPcoinsurancequalified medical expenseFSA rollovercatch-up contributionin-network vs. out-of-networkIRS Form 8889minimum deductible thresholdHSA-eligible HDHPtax-advantaged account

And you wonder why people fall asleep.

It was never a knowledge problem.

People don’t reject the HSA.
They reject the homework.

How Lauda works

So we threw out the homework.

The HSA is broccoli — genuinely good for people. We just sell it like Doritos*.

Before open enrollment

Structure the incentives

Real incentives built into the plan — so the HSA pays off, not just on paper.

Plan the fun

We plan the rollout with you up front, so it lands as something good.

During open enrollment

Simplify the math

Each person sees the switch in their own dollars. Plain numbers, no spreadsheet.

Make it personal

Our tools build each employee a view around their situation — personalized at scale.

Make it fun

Compliance-approved incentives. The broccoli starts selling like Doritos.

Recent case study

Exhibit A: Proper Cloth.

Here’s what happened at Proper Cloth.

HSA enrollment at Proper Cloth

— and we did it on six weeks’ notice.

View the Proper Cloth page →

Six weeks was a sprint. You’ve got more — use it.

Countdown
0 weeks
until open enrollment season.
Today
Summer
design
Fall
rollout
Nov 1
open enrollment
Jan 1
go-live
For your employees

One more thing.

We’ve built tools that make better financial decisions easier. Three of them, landing June 2026.

Easy Button

Plain English answers to financial questions.

Coming June 2026

Shoebox

Snap your HSA receipts. Never lose one.

Coming June 2026

Budget

The numbers that matter. Nothing else.

Coming June 2026

Let’s see if this works for your company.

Book a 15-minute call